For Investors

What Are the Types of Investors I Can Sign Up As?

The Securities Commission Malaysia has divided investors into three categories: retail investors, angel investors, and sophisticated investors. The investment limit for each category is based on specific income and asset levels:

Retail investor:

  • Interested in supporting and potentially benefitting from start-ups or small businesses.
  • An individual who is not an angel or sophisticated investor. 

Angel investor

  • An individual who is a tax resident in Malaysia and whose total net personal assets exceed RM3 million or its equivalent in foreign currencies.
  • An individual whose gross total annual income is not less than RM 180,000 or its equivalent in foreign currencies in the preceding 12 months.
  • An individual who, jointly with his or her spouse, has a gross total annual income exceeding RM 250,000 or its equivalent in foreign currencies in the preceding 12 months. 

Sophisticated investor

  • An individual who falls within any of the categories of investors set out in Part 1, Schedule 6 and 7 of the Capital Market Services Act (CMSA) 2007.
  • An individual who acquires any of the capital market product or Islamic capital market product offered or traded on a recognized market where the consideration is not less than RM250,000 or its equivalent in foreign currencies for each transaction whether such amount is paid for in cash or otherwise.
  • There are 3 categories of sophisticated investors; Accredited investors, high-net worth entities, and high-net worth individuals. You can find more detailed information regarding each category of sophisticated investors on the Securities Commission's website.
Warning
Equity Crowdfunding is risky. You are investing in early stage companies which may not do well and could even fail. You could lose part or all of your investment. You may not be able to sell your shares easily. Learn more